Because, It Never Rained Before Noah built the Ark!

Neither the FINRA nor SIPC guarantees nor insures mutual Funds, annuities, stocks, variable life insurance, fixed life insurance, equity indexed life or equity indexed annuities, and other investments available through Cetera Advisors LLC. They are not obligations of or guaranteed by Cetera Advisors LLC or any other affiliated entity. Such investments will fluctuate in value and are subject to investment risks including loss of some or all of the principal.







We intend that some of the content of the within contained reports serve as a basis for further discussion with your other professional advisors. The application of some of these concepts may be the practice of law and is the proper responsibility of your attorney.





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 Last revised 10-26-2013